There is no denying the fact that using a credit card is so much easier and convenient than carrying cash around. You can easily flash your card, get a credit for a good one and a half month and then pay the balance at your convenience. Many banks offer reward points if you use their cards at select merchants. Similarly, you can get additional cash back if you spend over a certain amount in a particular month or during a particular period.
You must use a credit card only if you are a diligent user. You must remember to make the payments each month before the due date. This will save you from paying the additional fees on the unpaid amount. Choose the best Credit card cashback to get higher cash back.